Beat My Rate! Give Beehive a Shot at Lowering Your Loan Rates

Bring us your high-rate loan, and we’ll try to knock it down and save you money — and give you a chance to win a brand-new Nintendo® Wii game system.

Give us a chance to lower your loan rates from other institutions, and we’ll give you a chance to win an exciting new Nintendo® Wii game system.*

Just take a few minutes and fill out our quick Beat My Rate! Assessment, and we’ll work towards getting you lower rates on credit cards, car loans, home equity lines of credit and other consumer loans.

Apply Online Now!

Fill out our secure online Beat My Rate! Assessment in 2 minutes or download a printable Assessment and bring to our branch.

Plus, just for submitting the Beat My Rate! Assessment you’re automatically entered in a drawing to win a brand new Nintendo® Wii game system.

Lowering your loan rates or reducing your payment are great first steps to knocking out debt and moving toward financial freedom.

See if we can beat your rate today! Hurry, offer expires April 30, 2008!


* Contest Rules

1. * Eligibility and membership are required to receive a loan, and standard credit restrictions apply to the loan approval process. Applying does not guarantee a loan or specific rate.

Beat My Rate! Assessment is not required to enter the drawing. To enter without submitting a Beat My Rate! Assessment, print "Beat My Rate Contest" on a 3" x 5" card and mail to:

Beehive Beat My Rate Contest
Beehive Credit Union
1467 South Main St.
Salt Lake City UT 84115

The Contest begins at 12:00 AM MST on February 1 , 2008, and all entries must be received no later than 11:59 PM MST on April 30, 2008, when the contest ends. Limit one (1) entry per person.

2. One winner will be selected in a random drawing on or about May 15, 2008, and will be notified by mail. All decisions of the judges are final and binding in all respects. Total prize valued up to $600.

3. Contest open to legal residents of Salt Lake, Utah and Washington Counties, who are 18 years of age or older, except employees of Beehive Credit Union, or its advertising and promotion agencies and their immediate family members.

4. Income and other taxes, if any, are the sole responsibility of winner. Subject to all federal, state and local laws and regulations.

5. All entries become the property of Sponsor and will not be acknowledged or returned. The odds of winning depend on the number of entries received. Prize not transferable. No substitutions for prize except by Sponsor, in which case a prize of equal or greater value will be substituted. Only one prize per household.

6. Except where prohibited: (i) acceptance of prize constitutes consent to use winner’s name and likeness for editorial, advertising and publicity purposes, without further compensation; and (ii) winner may be required to sign an affidavit of eligibility and liability/publicity release, which must be returned within 10 days of attempted notification or an alternate winner may be chosen. Beehive Credit Union and its advertising and promotion agencies are not liable for any harm or damage arising out of this promotion or the use or misuse of any prize.

7. Entries that are lost, late, misdirected, garbled, or incompletely received, for any reason, including by reason of hardware, software, browser, or network failure, malfunction, congestion, or incompatibility at Sponsor or elsewhere, will not be eligible. Sponsor, in its sole discretion, reserves the right to disqualify any person tampering with the entry process, the operation of the web site or otherwise in violation of the rules. It further reserves the right to cancel, terminate or modify any promotion not capable of completion as planned, including infection by computer virus, bugs, tampering, unauthorized intervention or technical failures of any sort.

8. For the name of the winner, send a self-addressed stamped envelope to: Beehive Beat My Rate Contest, Beehive Credit Union, 1467 South Main St., Salt Lake City UT 84115 by May 15, 2008. The Sponsor/Promoter of this sweepstakes is Beehive Credit Union.

Your savings Federally Insured to $100,000 by the National Credit Union Administration, a U.S. Government Agency We Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act


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