Deposit Rates
All rates are subject to change without notice. For most current rates call 801-484-8811.
Deposit Rates
(Effective June 8, 2009)
All Rates Subject to Change Without Notice
| INTEREST BEARING CHECKING |
| Minimum Balance |
Rate |
Yield |
| $500.00 - $999.99 |
0.15% |
0.15% |
| $1,000 - $9,999,999.99 |
0.15% |
0.15% |
| HIGH YIELD INTEREST BEARING CHECKING |
| Minimum Balance |
Rate |
Yield |
| $500.00 - $19,999.99 |
0.15% |
0.15% |
| $20,000 - $9,999,999.99 |
0.50% |
0.50% |
INTEREST BEARING SAVINGS
(non-interest bearing savings also available, $25 minimum balance) |
| Minimum Balance |
Rate |
Yield |
| $100.00 |
0.40% |
0.40% |
| MONEY MARKET SAVINGS |
| Average Daily Balance |
Rate |
Yield |
| $0-$4,999 |
0.40% |
0.40% |
| $5,000 - $9,999 |
0.45% |
0.45% |
| $10,000 - $24,999 |
0.50% |
0.50% |
| $25,000 - $49,999 |
0.80% |
0.80% |
| $50,000 and over |
0.80% |
0.80% |
| HIGH YIELD MONEY MARKET SAVINGS |
Balance |
Rate |
Yield |
Level 1
The minimum balance required to open this account is $30,000 |
$0 - $29,999.99 |
0.40% |
0.40% |
$30,000.00 and over |
0.85% |
0.85% |
Level 2
The minimum balance required to open this account is $50,000 |
$0 - $49,999.99 |
0.50% |
0.50% |
$50,000.00 and over |
1.00% |
1.00% |
Level 3
The minimum balance required to open this account is $100,000 |
$0 - $99,999.99 |
0.60% |
0.60% |
$100,000.00 and over |
1.09% |
1.10% |
| ONLINE MONEY MARKET ACCOUNT |
Effective Date of Rates |
Rate |
Yield |
| June 8, 2009 |
(CURRENT RATE) |
1.34% |
1.35% |
| May 22, 2009 |
|
1.49% |
1.50% |
| March 31, 2009 |
|
1.59% |
1.60% |
| March 12, 2009 |
|
1.83% |
1.85% |
| Minimum $100 opening deposit. $1,000 minimum balance to earn interest. You must apply and open the account online. |
| SMART SAVE |
| Minimum Balance |
Rate |
Yield |
| None |
1.35% |
1.35% |
CDs & IRA CERTIFICATES
($1,000 minimum) |
| Term |
Rate |
Yield |
| 6 Months |
1.15% |
1.15% |
| 12 Months |
1.34% |
1.35% |
| 18 Months |
1.36% |
1.37% |
| 24 Months |
1.44% |
1.45% |
| 30 Months |
1.54% |
1.55% |
| 36 Months |
1.64% |
1.65% |
| 48 Months |
1.99% |
2.00% |
| 60 Months |
2.38% |
2.40% |
| INDIVIDUAL RETIREMENT ACCOUNT (IRA) |
| Average Daily Balance |
Rate |
Yield |
| $0 - $9,999 |
0.40% |
0.40% |
| $10,000 - $24,999 |
0.50% |
0.50% |
| $25,000 and over |
0.80% |
0.80% |
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Call Us With Questions
801-484-8811 or toll free 800-658-8588
or visit our Locations page for your local branch information or use our secure e-mail for account questions. |
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