Deposit Rates

All rates are subject to change without notice. For most current rates call 801-484-8811.

 

Deposit Rates
(Effective April 11, 2008)
All Rates Subject to Change Without Notice

INTEREST BEARING CHECKING
Minimum Balance Rate Yield
$500.00 - $999.99 .25% .25%
$1,000 - $9,999,999.99 .50% .50%

 

HIGH YIELD INTEREST BEARING CHECKING
Minimum Balance Rate Yield
$500.00 - $19,999.99 .25% .25%
$20,000 - $9,999,999.99 1.83% 1.85%

 

INTEREST BEARING SAVINGS
(non-interest bearing savings also available, $25 minimum balance)
Minimum Balance Rate Yield
$100.00 1.00% 1.00%

 

MONEY MARKET SAVINGS
Average Daily Balance Rate Yield
$0-$4,999 1.00% 1.00%
$5,000 - $9,999 1.49% 1.50%
$10,000 - $24,999 1.84% 1.85%
$25,000 - $49,999 2.33% 2.35%
$50,000 and over 2.33% 2.35%

 

HIGH YIELD MONEY MARKET SAVINGS
Balance
Rate
Yield
Level 1
The minimum balance required to open this account is $30,000
$0 - $29,999.99
1.00%
1.00%
$30,000.00 and over
2.08%
2.10%

Level 2

The minimum balance required to open this account is $50,000
$0 - $49,999.99
1.24%
1.25%
$50,000.00 and over
2.33%
2.35%

Level 3

The minimum balance required to open this account is $100,000
$0 - $99,999.99
1.49%
1.50%
$100,000.00 and over
2.57%
2.60%

 

ONLINE MONEY MARKET ACCOUNT
Effective Date of Rates
Rate
Yield
April 28, 2008 (CURRENT RATE) 3.01% 3.05%
April 11, 2008   3.15% 3.20%
March 7, 2008   3.35% 3.40%
February 4, 2008   3.45% 3.50%
Minimum $100 opening deposit. $1,000 minimum balance to earn interest. You must apply and open the account online.

 

SMART SAVE
Minimum Balance Rate Yield
None 3.25% 3.25%

 

CDs & IRA CERTIFICATES
($1,000 minimum)
Term Rate Yield
6 Months 3.11% 3.15%
12 Months 3.21% 3.25%
18 Months 3.23% 3.27%
24 Months 3.26% 3.30%
30 Months 3.36% 3.40%
36 Months 3.50% 3.55%
48 Months 3.75% 3.80%
60 Months 3.91% 3.97%

 

INDIVIDUAL RETIREMENT ACCOUNT (IRA)
Average Daily Balance Rate Yield
$0 - $9,999 1.00% 1.00%
$10,000 - $24,999 1.84% 1.85%
$25,000 and over 2.33% 2.35%

 

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Related Information

 

Call Us With Questions
801-484-8811 or toll free 800-658-8588

or visit our Locations page for your local branch information or use our secure e-mail for account questions.

 


 

Your savings Federally Insured to $100,000 by the National Credit Union Administration, a U.S. Government Agency We Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act


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