Fraud Alerts - Identity Theft
Bee Safe
Beehive will never ask for your account or personal information via e-mail or phone when the call is initiated by us.
Beehive Credit Union's e-Statements are a secure and convenient way to monitor your account activity.
Beehive's Web site has secure contact forms which you can use to contact us safely.
How Safe Are You? Take an Identity Safety Quiz
The Better Business Bureau has developed an Identity Safety Quiz so consumers can determine if they are at risk of becoming an identity fraud victim and what specific steps they can take to reduce that risk and increase their safety.
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Identity Theft Overview
The 2005 Javelin Identity Fraud Survey Report - released by the Better Business Bureau and Javelin Strategy & Research - shows that despite growing fears about identity theft and online fraud, of the victims that know the identity and method used by the criminal, these crimes are more frequently committed offline than online.
Further, the study concludes that those who access accounts online can provide earlier detection of crime than those who rely only upon mailed monthly paper statements. By managing their financial activities online, consumers can reduce access to personal information on paper bills and statements that may be used to commit identity theft and fraud.
Here are 3 key points:
1. The most frequently reported source of information used to commit fraud was a lost or stolen wallet or checkbook. Computer crimes accounted for just 11.6 percent of all known-cause identity fraud in 2004; and half of these digitally-driven crimes stem from spyware, software the computer user unknowingly installs to make ads pop-up when the consumer is online. Consumers can protect their financial data by using updated spyware, virus and firewall protection software and not responding to bogus "phishing" emails that request personal data.
2. Among cases where the perpetrator's identity is known, half of all identity fraud is committed by a friend, family member, relative, neighbor or in-home employee - someone known by the victim.
3. The majority of identity fraud crimes are self-detected. This reinforces the benefits of activity monitoring through electronic review of transactions, statements, and credit reports allowing consumers to check their account activities quickly and efficiently - without waiting for a paper bill or statement. Beehive's e-Statements are a secure and convenient way to monitor your account activity. Victims of identity theft who detected the crime by monitoring accounts online experienced financial losses that were less than one-eighth of those who detected the crime via paper statements. (Average $551 in losses when detected online vs. average $4,543 when detected from paper statements).
‘ Phishing’ — Don't Take the Bait
Tips to Avoid Getting Hooked in Phishing Scams
Identity Safety Tips That Can Protect Consumers
How to Avoid Phishing Scams, & What to Do if You Have Given Out Your Personal Financial Information (NCUA letter)
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