Loan Rates
All rates are based on an evaluation of applicant credit. Actual rates may vary. For most current rates call 801-484-8811.
Loan Rates
(Effective April 30, 2008)
All Rates Subject to Change Without Notice.
Loans O.A.C. Some Fees May Apply.
| AUTOMOBILES |
| Year |
APR |
Approx. Term |
2003-2008
$25,000 min. |
As low as 6.00%* |
84 Months |
| 2006-2008 |
As low as 5.25% |
72 Months |
| 2003-2008 |
As low as 4.99% |
60 Months |
| 2000-2002 |
As low as 5.25% |
48 Months |
| 1997-1999 |
As low as 7.75% |
36 Months |
* Platinum Preferred Rate
| ATV / MOTORCYCLE / RECREATIONAL VEHICLES |
| Year |
APR |
Approx. Term |
| New 2008 |
As low as 7.25% |
36 Months |
| 2004-2007 |
As low as 7.25% |
24 Months |
| New Scooter |
As low as 8.00% |
36 Months |
| MOTOR HOMES / BOATS |
| Year |
APR |
Approx. Term |
| 2002-2008 |
As low as 5.99% |
72 Months |
| 1997-2001 |
As low as 6.99% |
60 Months |
2001-2008
$30,000 min. |
As low as 5.99% |
10 Year amortization with a 5 year balloon |
| SHARE SECURED |
| Type |
APR |
Term |
| Savings |
5.5% |
|
| CD |
CD Rate + 3.00% |
Maturity date of loan must be
the same as the CD |
| Money Market |
MM Rate + 3.00% |
12 Month rate review |
| VISA CREDIT CARDS |
| Type |
APR |
| Platinum Plus |
11.99% |
| Platinum |
8.99% |
| Gold |
11.99% |
| Classic |
13.99% |
| SIGNATURE LOANS |
| APR |
Term |
| As Low as 9.00% |
Up to 12 Months |
| As low as 11.00% |
Up to 24 Months |
| As low as 12.00% |
Up to 36 Months |
| As low as 13.00% |
Up to 48 Months |
| REAL ESTATE |
| Type |
APR |
Term |
1st Trust Deed
(60% LTV) |
5.50% |
5 yr Term
No Fee |
1st Trust Deed
(60% LTV) |
5.75% |
7 yr Term
No Fee |
1st Trust Deed
(60% LTV) |
6.75% |
10 yr Term
No Fee |
2nd Trust Deed
(Up to 80% LTV) |
6.75% |
5 yr Term
No Fee |
HELOC
Interest Only Pmts
(Up to 75% LTV) |
5.25%
(2.5% floor, 18% ceiling) |
10 yr draw period
10 yr repay
No fee |
HELOC
(Up to 75% LTV) |
5.25%
(2.5% floor, 18% ceiling) |
10 yr draw period
10 yr repay
No fee |
HELOC
(76% to 85% LTV) |
6.00%
(6% floor, 18% ceiling) |
10 yr draw period
10 yr repay
No fee |
HELOC = Home Equity Line of Credit
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SPECIAL REAL ESTATE
15 and 30 year mortgages at fixed and variable rates. Call the Mortgage Loan Dept at the Sandy location for details. Construction loans are also available through the South Jordan and St. George locations. Home Owners insurance is required. |
| Type |
APR |
Term |
1st Trust Deed
(80% LTV) |
Call for rates |
Up to 360 Months with 3 year call |
2nd Trust Deed
(75% LTV) |
9.00% |
Up to 180 Months with 3 year call |
2nd Trust Deed
(80% LTV) |
9.50% |
Up to 180 Months with 3 year call |
2nd Trust Deed
(85% LTV) |
10.00% |
Up to 180 Months with 3 year call |
| Lot Loans |
8.50% |
Up to 180 Months with 1 year call |
| Construction Loans |
6.50% |
6 Months with option for extension to 12 Months |
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Call Us With Questions
801-484-8811 or toll free 800-658-8588
or visit our Locations page for your local branch information or use our secure e-mail for account questions. |
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